iRent Car Rental
📞 (305) 608-8691 Search Cars

Miami · Fort Lauderdale · West Palm Beach

Rent a Car with a Debit Card — No Credit Card Required

By the iRent Car Rental team · Miami car rental since 2015 · Updated August 17, 2026 · ★ Read our Google reviews

Most rental companies turn away debit cards and foreign cards. iRent doesn't. We accept Visa & Mastercard debit — including international debit cards — at MIA and FLL, with a free 24/7 airport shuttle. Newer cars from $39.99/day.

💳 Debit cards accepted — including international  ·  🌎 Foreign visitors welcome  ·  🗣️ English & Spanish  ·  🚫 No credit card needed
iRent self-service key box (Keycafe locker) and touchscreen virtual-agent kiosk at the Sunny Isles Beach branch in the Newport Beachside Hotel & Resort
Self-service pickup at iRent's Sunny Isles Beach branch (Newport Beachside Hotel & Resort): a Keycafe key box for contactless key pickup, plus a touchscreen kiosk to video-call a live agent (English/Spanish) or message us on WhatsApp.

No credit card? You can still rent.

If you've ever been refused a rental car because you only have a debit card — or because your card is from another country — you're not alone. It's one of the most common problems for visitors flying into Miami and Fort Lauderdale. iRent was built to say yes.

✓ Debit cards accepted

Use your Visa or Mastercard debit card for the rental and the refundable security hold — no credit card required.

✓ International cards welcome

Foreign-issued debit and credit cards are accepted. Perfect for visitors without a US card.

✓ Foreign licenses OK

Drive on a license in the Roman/Latin alphabet, or an International Driving Permit (IDP), plus your passport.

✓ Bilingual, no counter

English & Spanish self-service pickup near the airport, with after-hours availability for any flight.

iRent vs. the big chains

Why international and debit-card travelers choose iRent.

 
National chains
iRent
Debit card accepted
Often refused
✓ Yes
Foreign / international card
Usually refused
✓ Yes
Credit card required
Almost always
✓ Not required
Foreign driver's license
Varies / IDP demanded
✓ Accepted
Free airport shuttle
Sometimes
✓ Free 24/7
Starting price
Higher airport rates
✓ From $39.99/day

Debit rentals require collision & liability coverage (your own policy or ours) and a refundable deposit hold — full requirements below. Prepaid cards aren't accepted; the card must be in the renter's name.

How it works

1

Book online or call

Reserve at irentcarrental.com or call (305) 608-8691. No credit card needed to book.

2

Bring your card + docs

Your debit card (in your name), driver's license or IDP, and passport for international renters.

3

Free shuttle & pickup

Take our free 24/7 shuttle from MIA or FLL to the branch; check in at the bilingual kiosk.

4

Grab the keys & go

Collect your keys from the smart lockbox — after-hours pickup available for late flights.

What you need to rent with a debit card

Like the major companies, debit rentals have a few requirements — but we make them easy and help you meet them at pickup.

1. Collision & liability coverage

Use your own auto insurance (with collision, and liability of at least $50,000/$100,000) — or just add iRent's coverage (collision damage waiver + liability) at booking. The easy option for international visitors and anyone without US insurance.

2. A debit card in your name

Visa or Mastercard debit — domestic or international. Prepaid cards aren't accepted, and the name on the card must match the renter.

3. Refundable deposit hold

A refundable security hold is placed on your debit card (a little higher than with a credit card). It's released after you return the car in good condition.

4. Proof of address

A recent utility bill or bank statement in your name. International visitors: bring your passport and a driver's license in the Roman/Latin alphabet (or an International Driving Permit).

No US insurance? No problem — add iRent's collision + liability coverage and rent with your debit card.

Debit card & international rental FAQ

Can I rent a car with a debit card in Miami or Fort Lauderdale?

Yes. iRent accepts Visa and Mastercard debit cards for both the rental and the refundable deposit hold — no credit card required. You'll need collision & liability coverage (your own policy or ours), proof of address, and the card must be in your name. Prepaid cards aren't accepted.

Do I need my own insurance to rent with a debit card?

You need collision & liability coverage. Use your own auto policy (with collision and liability of at least $50,000/$100,000), or simply add iRent's coverage at booking. Most international visitors add our coverage since they don't carry US insurance.

I'm an international visitor with no US insurance — can I still rent?

Yes. Add iRent's collision + liability coverage at booking and pay with your international debit card. Bring your passport and a driver's license in the Roman/Latin alphabet (or an International Driving Permit).

Do you accept international / foreign debit cards?

Yes — foreign-issued debit and credit cards (Visa/Mastercard) are welcome, a key difference from the national chains that require a US credit card. Service is bilingual (English/Spanish).

Is the deposit different with a debit card?

A refundable security hold is placed on your card; on a debit card it's a little higher than with a credit card. It's released after you return the car in good condition.

What else do I need to bring?

A debit card in your name, proof of address (a recent utility bill or bank statement), and your driver's license. International renters also bring a passport and, if needed, an International Driving Permit. Minimum age 21 (young-driver fee for ages 21–24).

Ready to book — with your debit card?

Newer cars, no hidden fees, free 24/7 airport shuttle. International travelers welcome.

Search Cars & Book Now   Call (305) 608-8691

Miami Airport (MIA)

Miami Springs branch — minutes from the terminals, free shuttle. MIA car rental →

Fort Lauderdale (FLL)

Dania Beach branch — near FLL & Port Everglades. FLL car rental →

Cruise ports

PortMiami & Port Everglades — self-service pickup. Cruise car rental →